All Prop Firm Comparisons
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Head-to-Head Comparison
Finotive Funding vs Topstep
Full side-by-side breakdown of profit splits, drawdown rules, challenge costs, payout speed, and PFR Score™. Updated for 2026.
🏆 PFR Winner
Topstep
4.8/5
PFR Score™
The original pioneer of funded futures trading, providing unmatched regulatory transparency and a direct path to the CME markets for serious professionals.
Visit TopstepFull Review →Full Comparison Table
| Criteria | Finotive Funding | Topstep |
|---|---|---|
| PFR Score™ | 4.2 / 5 | ✓4.8 / 5 |
| Max Funding | ✓$200K | $150K |
| Max Profit Split | 80% | ✓90% |
| Challenge Price (Entry) | $59 | ✓$49 |
| Daily Drawdown Limit | ✓5% | 4% |
| Max Total Drawdown | ✓10% | 5% |
| Min Trading Days | 5 days | ✓0 days |
| Payout Speed | 1-3 business days | 1-2 business days |
| News Trading | ✅ Allowed | ✅ Allowed |
| Weekend Holding | ✅ Allowed | ❌ Not Allowed |
| EA / Algorithmic Trading | ✅ Allowed | ✅ Allowed |
| Trustpilot Score | 4.2 / 5.0 | ✓4.3 / 5.0 |
| Trading Platforms | MT4, MT5 | NinjaTrader, TradingView, Quantower |
| Tradeable Assets | Forex, Indices, Commodities, Crypto | Futures |
| Difficulty | Easy | Medium |
Finotive Funding — Pros & Cons
Extremely low entry price ($59)
Beginner-friendly evaluation models
No time limit challenges
Total drawdown is often fixed (not trailing)
Customer support response times can vary
Topstep — Pros & Cons
Pioneer in futures prop trading
Very affordable entry at $49
90% profit split
Futures only — no forex/crypto
Lower max funding than competitors
Verdict: Which Firm Should You Choose?
Based on our PFR Score™ methodology, Topstep edges ahead in this comparison. The original pioneer of funded futures trading, providing unmatched regulatory transparency and a direct path to the CME markets for serious professionals. However, the best firm for you ultimately depends on your trading style, preferred platform, and risk tolerance.
Finotive Funding vs Topstep — FAQ
Is Finotive Funding or Topstep better for funded trading?+
Based on our PFR Score™ methodology, Topstep scores higher overall. However, the ideal choice depends on your trading style, preferred instruments, and whether you prioritize profit split or drawdown flexibility.
What is the profit split difference between Finotive Funding and Topstep?+
Finotive Funding offers up to 80% profit split, while Topstep offers up to 90% profit split to funded traders.
Which firm has stricter drawdown rules — Finotive Funding or Topstep?+
Finotive Funding enforces a 5% daily drawdown limit and a 10% max total drawdown. Topstep enforces a 4% daily drawdown and a 5% total drawdown. Topstep is stricter on daily limits.
Can I use automated trading (EAs) with Finotive Funding and Topstep?+
Finotive Funding allows automated Expert Advisors (EAs). Topstep allows automated EAs.