FTMO vs Topstep
Full side-by-side breakdown of profit splits, drawdown rules, challenge costs, payout speed, and PFR Score™. Updated for 2026.
FTMO
PFR Score™
The undisputed gold standard of prop trading, offering unmatched reliability, excellent scaling, and a pristine payout reputation for professional traders.
Visit FTMOFull Review →Topstep
PFR Score™
The undisputed gold standard of futures prop trading with Chicago CME exchange access, 90% profit splits, and fast 24-hour payouts.
Visit TopstepFull Review →Full Comparison Table
| Criteria | FTMO | Topstep |
|---|---|---|
| PFR Score™ | ✓4.9 / 5 | 4.8 / 5 |
| Max Funding | ✓$2M | $150K |
| Max Profit Split | 90% | 90% |
| Challenge Price (Entry) | $155 | ✓$49 |
| Daily Drawdown Limit | ✓5% | 3% |
| Max Total Drawdown | ✓10% | 6% |
| Min Trading Days | 4 days | ✓0 days |
| Payout Speed | 1-2 business days | 24-48 hours |
| News Trading | ❌ Restricted | ✅ Allowed |
| Weekend Holding | ❌ Not Allowed | ❌ Not Allowed |
| EA / Algorithmic Trading | ✅ Allowed | ✅ Allowed |
| Trustpilot Score | ✓4.9 / 5.0 | 4.6 / 5.0 |
| Trading Platforms | MT4, MT5, cTrader, DXtrade | NinjaTrader, TradingView, Rithmic |
| Tradeable Assets | Forex, Indices, Commodities, Crypto | Futures |
| Difficulty | Hard | Medium |
FTMO — Pros & Cons
Topstep — Pros & Cons
Verdict: Which Firm Should You Choose?
Based on our PFR Score™ methodology, FTMO edges ahead in this comparison. The undisputed gold standard of prop trading, offering unmatched reliability, excellent scaling, and a pristine payout reputation for professional traders. However, the best firm for you ultimately depends on your trading style, preferred platform, and risk tolerance.