Topstep vs FTMO
Full side-by-side breakdown of profit splits, drawdown rules, challenge costs, payout speed, and PFR Score™. Updated for 2026.
Topstep
PFR Score™
The undisputed gold standard of futures prop trading with Chicago CME exchange access, 90% profit splits, and fast 24-hour payouts.
Visit TopstepFull Review →FTMO
PFR Score™
The undisputed gold standard of prop trading, offering unmatched reliability, excellent scaling, and a pristine payout reputation for professional traders.
Visit FTMOFull Review →Full Comparison Table
| Criteria | Topstep | FTMO |
|---|---|---|
| PFR Score™ | 4.8 / 5 | ✓4.9 / 5 |
| Max Funding | $150K | ✓$2M |
| Max Profit Split | 90% | 90% |
| Challenge Price (Entry) | ✓$49 | $155 |
| Daily Drawdown Limit | 3% | ✓5% |
| Max Total Drawdown | 6% | ✓10% |
| Min Trading Days | ✓0 days | 4 days |
| Payout Speed | 24-48 hours | 1-2 business days |
| News Trading | ✅ Allowed | ❌ Restricted |
| Weekend Holding | ❌ Not Allowed | ❌ Not Allowed |
| EA / Algorithmic Trading | ✅ Allowed | ✅ Allowed |
| Trustpilot Score | 4.6 / 5.0 | ✓4.9 / 5.0 |
| Trading Platforms | NinjaTrader, TradingView, Rithmic | MT4, MT5, cTrader, DXtrade |
| Tradeable Assets | Futures | Forex, Indices, Commodities, Crypto |
| Difficulty | Medium | Hard |
Topstep — Pros & Cons
FTMO — Pros & Cons
Verdict: Which Firm Should You Choose?
Based on our PFR Score™ methodology, FTMO edges ahead in this comparison. The undisputed gold standard of prop trading, offering unmatched reliability, excellent scaling, and a pristine payout reputation for professional traders. However, the best firm for you ultimately depends on your trading style, preferred platform, and risk tolerance.