All Prop Firm Comparisons
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Head-to-Head Comparison
Topstep vs Funding Pips
Full side-by-side breakdown of profit splits, drawdown rules, challenge costs, payout speed, and PFR Score™. Updated for 2026.
Topstep
4.8/5
PFR Score™
The undisputed gold standard of futures prop trading with Chicago CME exchange access, 90% profit splits, and fast 24-hour payouts.
Visit TopstepFull Review →Funding Pips
4.8/5
PFR Score™
A high-growth industry disruptor known for its lightning-fast on-chain payouts, flexible rules, and some of the most competitive pricing in the prop space.
Visit Funding PipsFull Review →Full Comparison Table
| Criteria | Topstep | Funding Pips |
|---|---|---|
| PFR Score™ | 4.8 / 5 | 4.8 / 5 |
| Max Funding | $150K | ✓$600K |
| Max Profit Split | 90% | ✓100% |
| Challenge Price (Entry) | $49 | ✓$29 |
| Daily Drawdown Limit | 3% | ✓5% |
| Max Total Drawdown | 6% | ✓10% |
| Min Trading Days | 0 days | 0 days |
| Payout Speed | 24-48 hours | On-demand |
| News Trading | ✅ Allowed | ❌ Restricted |
| Weekend Holding | ❌ Not Allowed | ✅ Allowed |
| EA / Algorithmic Trading | ✅ Allowed | ✅ Allowed |
| Trustpilot Score | 4.6 / 5.0 | ✓4.8 / 5.0 |
| Trading Platforms | NinjaTrader, TradingView, Rithmic | MT4, MT5 |
| Tradeable Assets | Futures | Forex, Indices, Commodities, Crypto |
| Difficulty | Medium | Easy |
Topstep — Pros & Cons
The industry leader in futures prop trading
90% profit split for funded traders
Supports TradingView for execution
Futures markets only (no forex or crypto)
Strict adherence to their 'Winning Trade' and scaling rules
Funding Pips — Pros & Cons
Exceptionally flexible payout options including on-demand and weekly cycles.
Over $200 million in verified on-chain payouts, demonstrating high reliability.
No time limits on evaluation phases, promoting a low-stress trading environment.
Does not currently accept new account registrations from US-based traders.
Daily drawdown is calculated on current balance, which can be less intuitive than static models.
Verdict: Which Firm Should You Choose?
Topstep and Funding Pips are closely matched across our PFR Score™ metrics. Your choice should come down to which drawdown model and platform ecosystem better fits your specific trading strategy.
Topstep vs Funding Pips — FAQ
Is Topstep or Funding Pips better for funded trading?+
Topstep and Funding Pips score equally across key metrics. Choose based on your preferred trading platform and which drawdown structure suits your strategy.
What is the profit split difference between Topstep and Funding Pips?+
Topstep offers up to 90% profit split, while Funding Pips offers up to 100% profit split to funded traders.
Which firm has stricter drawdown rules — Topstep or Funding Pips?+
Topstep enforces a 3% daily drawdown limit and a 6% max total drawdown. Funding Pips enforces a 5% daily drawdown and a 10% total drawdown. Topstep is stricter on daily limits.
Can I use automated trading (EAs) with Topstep and Funding Pips?+
Topstep allows automated Expert Advisors (EAs). Funding Pips allows automated EAs.